Two hundred ninety-two retirement strategies? Oh, geez, I’ve only pondered two or three.

Keep working until you're 70 is easy to say but real hard to do in Silicon Valley where the tech companies routinely force engineers out before they turn 40 years old. H1B immigrant labor is much cheaper and easier to control.

This information is available in the Social Security statement I receive every year. Why are a Stanford study and a newspaper article needed to convey this information?

This seems like a rehash of every story about when to retire in the last 10 years. Nothing new.

/marc

"Retirees also pay significantly less for state and federal taxes, since a large portion of Social Security income is exempt from income taxes and taxpayers ages 65 and older have larger tax deductions." That's a bit questionable.

For anyone with a substantial RMD from retirement accounts, 85% of your Social Security is taxable. See SSA site: Web Link .

And the recent tax change did quite a number on the deductibility of our California property tax bills.

Or you could work until you're 100 and retire on $1 million a year for the rest of your life. Ahhhh, I can see it now....

What! Not sure what company would keep you until age 70. Once I hit mid 50's that was it for working in the Valley even with my doctorate degree. Can you work even in the public sector until 70. This has to be one of the most lame brain studies that I have recently read. Does not reflect reality. So if you could work until 70, you would maybe have 5 years of retirement until 75 when the body starts to go haywire for many of us.

Ditto to "Oldster" and "Palomaya"; I know that Stanford Hospital tries successfully to get older staff out before 70 by making them take enhanced care classes while working past 65. It's a burden to remain full-time and take classes at that late age.

Posted by oldster, a resident of Old Palo Alto

>> tech companies routinely force engineers out before they turn 40 years old.

oldster++

>>
Posted by Joel, a resident of Barron Park

>> enhanced care classes

What, pray tell, is an "enhanced care class"? Examples?

==

I haven't read the report, but, I think that any advanced-retirement-age strategy has to consider political risk as well-- the risk that those who hate Social Security will succeed, politically, in chipping away at it enough to make it useless for anyone not already destitute.